About Maya Labs
The leading platform for self-service check cashing and cash payment services for the unbanked and underbanked.
Founded in 2016 by banking and financial services veterans, Maya Labs is the leading self-service check cashing platform.
We believe technology should expand access to essential financial services.
Across industries, automation and AI are changing how services get delivered. Companies are using technology to reduce friction, control costs, and reach more people.
Meet the Team
Daniel Cho
CEO
Peter Kelly
Chief Business Officer
Daniel Yeh
Project Manager
Andres Barrera
Lead Software Engineer
Making Essential Financial Services Easier to Deliver
Size of the market
Roughly 60 million people across 24.6 million households prefer cash, reflecting the combined 4.2% unbanked and 14.2% underbanked population. Most brick-and-mortar check-cashing locations also offer payday loans, money transfers, bill pay and related services, forming an $18.4 billion industry in 2026 (IBISWorld).
The problem
The challenge is that traditional staffed models are getting harder to sustain. Labor costs keep rising, hours stay limited, and compliance requirements continue to grow. The result is reduced access instead of expanded access.
Our solution
That's the problem we set out to solve. Maya Labs helps operators take existing check cashing and money services and move them onto modern, automated platforms. Most transactions become self-service, oversight stays centralized, and a real person is still available through live video — automation with a human touch.
By moving routine transactions to intelligent kiosks and managing them through a central platform, operators can stay open longer, expand into new locations quickly, serve more customers, and keep these services available in more places. The technology handles the volume. People handle the exceptions.
Built by People Who Understand the Business
Started in 2016
Maya Labs was started in 2016 by veterans of financial services and banking who saw both the opportunity and the friction in this space.
Relentless focus on customer success
We've stayed focused on one thing: listening to our customers and giving operators better tools so they can keep serving the customers who still depend on cash services.
If you’re looking to modernize how you deliver check cashing and related services, we’d be glad to show you how the platform works.