The Smart ATM™ is a self-service payment platform that connects cash based communities to digital economy. Just like a smartphone, SMART ATM™ runs multiple apps which include check cashing, money transfer, bill payment, prepaid cell phone reload, and many more. SMART ATM™ is designed to replace traditional ATMs at retail stores. Maya will continue to add more apps to the Smart ATM™. The possibilities of a Smart ATM™ is endless!